Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.
Rates and fees are as of time displayed above and are subject to change without notice. Rates can change multiple times daily.
Loan approval is subject to underwriting review. Not all applicants will be approved.
Origination fees are not generally charged, but one-time costs may include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
Your actual rate, payment and costs could be higher based on complete financial analysis. Obtain an official Loan Estimate from lender.
Model assumes closing costs are paid out of pocket and the debt-to-income ratio is below 35%
The payment on a $400,000 30-year Fixed-Rate Loan at 2.625% (2.660% APR) is $1,606.60 for the cost of 0.45 point(s) due at closing and a loan-to-value (LTV) of 80.00%. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of June 16th, 2021.
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